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23-C Shelter Cove Lane, Suite 100A
Hilton Head Island, SC 29928

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212 Bluffton Road, Unit 300
Bluffton, SC 29910

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The Hilton Head Homes Blog

Help Your Pet Transition to a New Home Moving to a new home can sometimes be hard on children, who must say goodbye to their friends and the place where they grew up. But a move can also be traumatic to your pets.As a caring pet parent, it's important to make sure that the transition doesn't harm your four-legged family members.Pets such as dogs and cats rely on routine and familiar surroundings, so being brought to a new place may cause behavioral changes, such as a loss of appetite, less desire to interact, and moping about. Spend some extra time with your pet when you move in to help them get comfortable with their new environment.Pet experts recommend that you create a pet-friendly space filled with your pet's favorite blanket and toys once you move in. Make sure they know where their food is and for cats, where the litter box is located. Even pets like birds, rabbits or guinea pigs can be impacted, so try to spend some time with them and make sure they know that new surroundings don't mean their owner is leaving them.Remember, when you move to a new home, your pet won't be familiar to neighbors, so make sure they are fitted with collars and ID tags with your name and current cell-phone number. Microchipping is also a good idea and can serve as a trusty back-up if your pet gets lost.For pet owners with more exotic pets, look into the pet laws and regulations of the city and state you are moving to. For instance, if you own a monkey or reptile, you might need a special permit. Zoning laws can even prohibit certain animals, as well.Getting your pet to your new home can sometimes be a challenge. Not all pets love cars and carsickness is common, so check with your vet about any medications or feeding requirements before making a long journey. If you'll be on the road for more than a day, be sure to find pet-friendly hotels before you start out so there are no problems when it's time to stop for the night.Most pet owners already treat their pets like members of the family, so don't forget about their needs when a move is made. A happy and healthy pet can make any move go more smoothly.

Updating the Bathroom Bathrooms have and always will be a top priority for homebuyers. When a potential buyer walks into a renovated bathroom that exudes quality and offers an intimate, contemporary feel, it will be remembered for sure.After all, a bathroom is more than just a place for grooming - it's a sanctuary. A place where one can relax in a hot bath and escape the stresses of daily life for a few moments.Updating a tired looking bathroom isn't hard and is a great way for home sellers to increase the interest in their home.Easy fixes include adding luxurious looking towels, replacing the shower curtain and adding candles around a bathtub. However, with a little more money and effort, your bathroom can become a talking point of the house. Here are some improvements to consider:Beautify: By adding decorative glass, stone tile or accents to the bathroom, it will stand out among the other houses in the neighborhood that are for sale. Extra-wide wall tiles are popular these days and wood cabinets can be beautifully embellished with intricately carved wooden onlays.Enhanced Lighting: Add more lighting options around the room, especially around the vanity, to reduce shadows and glaring. This improvement isn't too expensive and can really highlight the positive features of a bathroom. Mood lighting around the tub area is also increasing in popularity.Replace the Tub: It's not too often you hear someone complaining about a bathtub being too large, and that's because there's nothing better than coming home from a hard day's work and relaxing in a big, soothing tub. By putting in a new tub and creating more of a spa-like atmosphere, you will have buyers imagining themselves washing their cares away. Adding a massage element to the showerhead or one that replicates rain showers also appeals to today's buyers.Update Fixtures: A relatively inexpensive job, changing out the fixtures can make a big difference in the look of your bathroom. From cabinet handles to faucets, the addition of brushed nickel or other metals that are polished and elegant are always a huge hit. And if space permits, adding a second sink is never a bad thing.Think Green: The bathroom is a prime place to start putting those environmentally friendly devices to work. Installing fixtures that save water, such as a low-flow showerhead, a low-flow faucet aerator, and a dual-flush toilet, can save thousands of gallons of water each year. Adding energy-efficient windows is another easy option, since the size of bathroom windows are relatively small. Another fix that is both decorative and energy efficient is the addition of natural stone countertops and flooring, which help keep cool in during the summer, and heat the bathroom longer during the winter.

Tips to Help Your Teen with Money [et_pb_section admin_label="section"][et_pb_row admin_label="Row"][et_pb_column type="4_4"][et_pb_text admin_label="Text" background_layout="light" text_orientation="left" text_font_size="14" use_border_color="off" border_color="#ffffff" border_style="solid"]The teen years are when many kids tend to get real jobs. So, this is the time to help teens establish good money habits. Here are four things that parents should address.[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row admin_label="row"][et_pb_column type="4_4"][et_pb_video admin_label="Video" src="http://rismedia.com/videos/get_video.php?id=2435" image_src="http://rismedia.com/wp-content/uploads/2018/08/2435_preview.png"] [/et_pb_video][/et_pb_column][/et_pb_row][/et_pb_section]

Credit Union vs. Bank: Know the Difference Interest rates remain low, though that's no reason to stow your money under your mattress.Hiding your money at home won't earn you any interest, and that's one of the benefits-no matter how small-that banks and credit unions can offer customers. But banks and credit unions have different benefits and drawbacks, and knowing how each works can make it easier to decide where to put your cash.Here are some differences between credit unions and banks:Profit vs. no profit: The first thing to note when comparing banks to credit unions is that banks are in business to make money and credit unions are not for profit. This can allow credit unions to offer better interest rates, which we'll get to shortly.Credit unions are cooperatively owned and run by volunteer board members, who decide interest rates and other factors. To join a credit union, you may have to be a member of an employee group, association or some other specific affiliation, and may have to live in a specific geographic area.Interest Rates: Credit unions have slightly better interest rates than banks on CDs, money market accounts, regular savings accounts and interest checking accounts, according to the National Credit Union Administration (NCUA).Better Loans: Credit unions also have either the same or better rates on home loans, and their car loans can be half the rate of what a bank charges, according to the NCUA data.Deposit Insurance: Both credit unions and banks have the same protection from the federal government through the Federal Deposit Insurance Corp., or FDIC. It insures up to $250,000 per account for checking, savings, money market and CD accounts.Lower Fees: Credit unions generally charge less in fees than banks, according to the NCUA, though its website didn't offer specific examples. When looking into banking fees, ask about minimum balance requirements to avoid a monthly fee, whether you're limited to withdrawals from a savings account each month, what debit card fees it charges and if you're reimbursed for fees at an ATM not affiliated with your account.More Options at Banks: From a retirement plan to business loans and investing services, and everything in between, most banks will often offer more services than credit unions do. Banks also have more brick-and-mortar locations and ATMs that are spread around the country and are free to customers, making them a more convenient option.Wherever you decide to put your money, check online with the FDIC to ensure that the bank or credit union you want to do business with is insured by the FDIC and is a legitimate financial institution.

3 Questions About Interest Rates If you're shopping for a home loan, you're likely focusing on interest rates. Below are a handful of questions you may have about the art of the interest rate.How are interest rates determined? Interest rates are influenced by shifting economic indicators in your financial market. This type of fluidity means they can change daily, or even hourly. This is why it's important to shop around.What does it mean to "lock in" a rate? Since interest rates are so fluid, many buyers choose to combat this by locking in a rate when they find a good one. A locked rate is a contractual agreement between the lender and buyer that offers the buyer protection from financial market fluctuations that could affect the range of the interest rate. There are four major components to a rate lock: loan program; interest rate; points; and the length of the lock. If your interest rate range is locked and there are no subsequent changes to your loan, the interest rate range on your application generally remains the same; however, if changes are made to your loan, your final interest rate at closing may be different.What does it mean if your rate is "floating?"If your interest rate is floating, it means it's not locked. Instead, it's fluctuating with the up-and-down movements of the market. The benefit of this is if interest rates decrease, you will have the option of locking in at a lower rate, but if the rates rise, you will lose access to the lower rates.

As we progressed through February, the actual and expected impacts of COVID-19 continued to grow, with concerns of economic impact reaching the stock market in the last week of the month. As the stock market declined, so did mortgage rates, offering a bad news-good news situation. While short term declines in the stock market can sting, borrowers who lock in today’s low rates will benefit significantly in the long term.

February 2020 Market Reports

New Listings were down 2.3 percent to 650. Pending Sales increased 21.8 percent to 586. Inventory shrank 14.5 percent to 2,046 units.

Prices moved higher as Median Sales Price was up 7.5 percent to $322,463. Days on Market increased 11.3 percent to 148 days. Months Supply of Inventory was down 20.4 percent to 4.3 months,

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Bluffton neighborhoods you've never considered

Bluffton is the quintessential South Carolina town.

It’s historical streets are lined with moss-draped oaks and its neighborhoods are filled with lowcountry-style homes. It doesn’t get any more charming than this.

This is only one of the reasons why so many people choose to relocate here.

When it comes to buying a home in the Bluffton-area, many people search for neighborhoods like Hilton Head Plantation or Palmetto Dunes, which are two of the most popular places to live.

Though these neighborhoods have so many positives about them, there are plenty of other hidden gems in the Bluffton-area that you may have never even heard of before.

So, if you’re looking for a great place to buy a home, here are three Bluffton-area neighborhoods you

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January 2020 Market Overview - Hilton Head and Bluffton

As the cost of renting continues to increase, consumers have more incentive to lock in their housing costs by purchasing a home. The latest CoreLogic Single-Family Rent Index report released this month saw the cost of renting single-family homes, including condos, up 3% in November 2019 versus November 2018. According to CoreLogic’s data, single-family rents started climbing in 2010 and have stabilized around an annualized rate of 3% since early 2019. For the 12-month period spanning February 2019 through January 2020, Pending Sales in the Hilton Head region were up 8.7 percent overall. The price range with the largest gain in sales was the $650,001 and Above range, where they increased 17.4 percent.

The overall Median Sales Price was up 3.5

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Getting a house ready for sale is more than dusting the furniture and mopping the floors. You have to show homebuyers what the house could look like when they put their personal touches into place. Selling a home on Hilton Head, or any other coastal area draws in sun bunnies when the weather is nice, but winter can be a challenge. Details make a difference when staging your home in colder temperatures.

Before & After Staging

What Is Staging?

Home staging is the art of preparing a property so that it appeals to buyers who will pay more money for the privilege of living in it. The idea is to convince others to invest their money toward a certain lifestyle. Real estate experts have the inside scoop on what works best.

Curb Appeal

That first glance is everything

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Part of the allure of living in Bluffton, South Carolina is being a part of a town that has so much history.

Nuggets of this past can be found all over town, in everything from ancient oak trees to wooden churches.

Discover the heart of the city with this brief history of Bluffton:

A City on the Rise

The area has a history that spans thousands of years. Bluffton was first established in 1825 when settlers inhabited the land on top of the river bluffs that overlook the May River.

Bluffton was a small vacation town where cotton and rice planters could escape the harsh conditions of the plantations.

Working in these plantations was unpleasant to say the least. The land was rife with mosquitos carrying yellow fever and malaria that

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