Or, at leastMovement Mortgage we know people who have answers!  Matt Topping and Kieron O'Grady of The Lowcountry Lending Team at Movement Mortgage can answer your questions on the lending process.  They were recently named  #1 in the COUNTRY for condo lending for Movement Mortgage for the 3rd year in a row.  WOW! 

"WE LOVE CONDOS!!!  We’re also very happy to announce we have an “in-house” solution for the Fannie/Freddie Loan Level Pricing Adjustments that are just starting to take effect that allow us to offer much lower rates for most 2nd homebuyers in our market compared to other lenders. " Matt Topping.

  

If you have questions, they have answers!  Reach out to them below & check out their blog at blog.movement.com  

Matt Topping  Kieron O'Grady

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Hilton Head PupA dog may start as a pet, but their playful companionship and unconditional love soon make them a cherished family member. As you prepare to head out, your heart melts as their tender puppy eyes look up at you and silently beg to come along! Don’t shut the door on your pooch’s adventures any longer! Hilton Head Island’s sub-tropical oasis is the ultimate destination for dogs and their families. Your canine companion will leap at the chance to visit the places listed below, so prepare to spend more coastal time with your best friend.

BEACHES

In Hilton Head, your tail-wagger can jump the waves, dig in the sand, and explore the shore with you every day before 10 AM or after 5 PM. You can even unleash and use voice commands before 10 AM or after 5 PM…

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A BEACHFRONT HOME FOR SAND DOLLARS, STARFISH, and JELLYFISH 

Strolling along the soft sandy beaches in Sea Pines, Forest Beach, Palmetto Dunes, or other beaches in Hilton Head Island, you may find some buried treasures that are extremely valuable!  Low tide is an ideal time for a beach walk as the coastal beach expands and small tidal pools form. Marine life flourishes in Hilton Head’s well-protected oceanfront, and it is a natural home to sand dollars, starfish, and jellyfish, yet, as you will discover they are not quite what their names imply!  

SAND DOLLAR

Its actual value exceeds a genuine dollar because the interesting details of an eccentric sand dollar are priceless!  Close yet brief observation of this spiny skinned disk’s underside will…

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SHARK TEETH 101 AND THE ORIGIN OF SEASHELLS
Soft, glimmering sand covers Hilton Head Island’s picture-perfect beach, yet, unlike some coastal beaches, rugged, there is only a gentle sprinkling of seashells along the Atlantic shoreline beaches of Palmetto Dunes Seashells
and Forest Beach. The island is a sandbar system, and shells tend to collect plentifully towards the tips of the island. South Beach in Sea Pines or at the opposite end at Mitchellville Beach Park, Burkes Beach, and Port Royal Beach are avid seashell collector’s ultimate destinations!

Every 12 hours, as the tide washes in, it uncovers a once buried layer. Hilton Head Island’s beach renourishment and dredging to preserve the beautiful shore opens the possibilities of exciting and valuable…

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FAR FROM CRABBY: HORSESHOE CRABS, HERMIT CRABS, AND GHOST CRABS 

Hilton Head Island is a natural habitat for eleven different crabs and a few marine animals that share the crab’s name. Each refreshing walk on the beach brings discoveries that are fascinating to observe. Horseshoe crabs, hermit crabs, and ghost crabs happily reside along the shoreline, yet the only thing they have in common is their name and address.  

HORSESHOE CRABS

horse show crabsThis ancient marine animal looks frightening but is harmless.  The firm tail, called a telson, is not used for defense; its telson can flip it over or help with stability. Your nose will let you know if the horseshoe is deceased or if it is an empty shell. A juvenile will molt its outer shell, the exoskeleton, 15-16…

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Electric vehicle Cart Golf Buggies - electric vehicle png download -  1155*963 - Free Transparent Electric Vehicle png Download. - Clip Art  LibraryThe Lowcountry has caught golf cart fever. Many people are warming up to this trendy form of transportation on and off the golf course. Why not cruise on the golf cart to transform a boring short drive into something exciting? Many Hilton Head and Bluffton communities agree that golf carts are not just for golfing anymore!  

What drives the popularity in carting:  

  • Quiet and smooth ride 
  • Electric carts are environmentally friendly
  • Easy to maintain and clean 
  • Convenient for quick trips 
  • Adds variety to your nearby drives  
  • No sand or grass in your car 
  • Safe to drive with low speeds  
  • Kids think their parents and grandparents are cool! 
  • Fresh, Lowcountry air 
  • Neighborhood drive In movie nights and holiday parades

So…

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Michelle LiconaWe are excited to welcome Michelle Licona to Berkshire Hathaway HomeServices Hilton Head Bluffton Realty!  Michelle began her love affair with real estate as a teenager while vacationing in Sea Pines on Summer break with her family. Originally from NJ, Michelle relocated to the Low Country in 2002 where she quickly establish roots in the Real Estate community. A 16 year veteran in the industry, Michelle credits her outgoing personality and ability to navigate even the most difficult circumstances to always deliver optimal results for her clients. Knowledge is power and Michelle believes there’s always something to learn. She likes keeping up with technology and applying a mix of current real estate trends and old school practices in order to achieve the…

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In a year like no other, 2020 is certainly one that will be remembered for years to come.  We are happy to celebrate the accomplishment these 4 ladies made while navigating through the unpredictable year.  

Realtor Service Award 2020

This award honors those members who throughout the past year have achieved high levels of continuing education, professional development, Association involvement and leadership, as well as serving our community by volunteering their time, talent and financial support. Only a small percentage of the REALTOR® members are eligible for this distinction which honors well rounded professionals who demonstrate passion for their industry and community, while adhering to the strict Realtor® Code of Ethics.   

Congratulations to Sarah O'Leary Takacs,…

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Grinding of the Greens

Grinding of the Greens Starts December 26th

 The Town of Hilton Head Island will host a Grinding of the Greens program as a way to recycle natural Christmas trees after the holiday season.

You may bring your undecorated Christmas trees between December 26, 2020 and January 15, 2021 to the following locations:

  • Coligny Beach (Big Parking Lot) Paved area on the South Forest Beach Side.
  • Old Gullah Flea Market Site (Designated area of Highway 278 and Chamberlain Drive). Please use the designated area for Christmas trees only.

Jones Brothers Tree Service will provide the grinding service. Free mulch from the Christmas trees will be available for pick up at the two designated sites with the first grinding to occur after January…

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NYTimes Bluffton ArticleNYTimes.com just posted a story about 6 emerging areas for those who want to live by the Shore and Bluffton SC found istelf on the list! Check out the article below to see what other 5 areas made the list of emerging towns for shore living.

Our website makes it easy to seach Bluffton SC real estate - click here to search Bluffton real estate. 

Read the whole article from NYTimes.com Here

 

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