Great Credit Will Get You Places
Posted by Bill True on
You can go places with good credit---and Hilton Head Island is a great place to be! Today’s mortgage finance market is all about credit for the best. According to Bloomberg News, 2016 Q1 numbers from the Federal Reserve Bank of New York’s consumer credit panel, 58% of the $389 billion in mortgage originations (or 51% of the total loans) went to those with an Equifax Risk Score of 760 or higher on a scale of 280 – 860. During the same quarter in 2004, the prime group received 23% of the mortgages.
Borrowers whose score fell within the range of 620 to 659, viewed by lenders as below-prime credit, received just 4.6% of the dollar volume of mortgages for 2016 Q1. This group comprised 6% of purchase mortgage applications during the first quarter of…
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It has been said that Hilton Head Island is a world apart from the real world, and that is a true statement both literally and figuratively. By definition, an island is land surrounded by water; it is separate and apart from the main land. Figuratively speaking, Hilton Head is set apart by and because of its unique real estate and casually refined lifestyle. Such an oasis would most certainly define Long Cove Club.
The calendar still says winter but Spring is in the air on Hilton Head Island. Trees are budding, the azaleas are already in bloom and lawns are popping with green. Islanders and visitors alike are in good spirits—and with good reason. March is the time for Cheer!
Step inside your comfort zone and welcome to Sea Pines! Hilton Head Island’s first and most famous resort is rich in tradition and big into creature comforts. Outdoor activities abound—from world-class golf on any of the resort’s three championship golf courses, including the Harbour Town Golf Links, to tennis, horseback riding, and bicycling on the miles of paved leisure paths, to strolling the beach at sunset, sailing, boating, fishing the creeks or crabbing off your backyard dock. Gourmet and casual dining options within the resort are sure to satisfy even the most discriminating palate, while shopping at one of the many boutiques and…
If you have not already experienced the holiday tradition of the Dove Street Festival of Lights at Shelter Cove Towne Centre, you may want to plan to do so this Christmas season. Each night from 6 – 10 p.m. through Saturday, January 2, 2016, the Dove Street Lights, presented by Kroger, Belk and the merchants of Shelter Cove Town Centre, offer a spectacular display of over 75,000 lights cascading the lane along with a 30-foot lit tree in the new Shelter Cove Community Park. This stunning shower of lights illuminates the night sky as well as the hearts of all who partake. Park your car and stroll on foot through the lights, snow bubbles, music and nightly entertainment or slowly proceed through the display in your car—either way, it’s sure to bring delight…
The word “fun” conjures images of times that have passed and times that are to come. The mere definition of the word “fun” is enjoyable or pleasurable; and that which is enjoyable or pleasurable is something the human psyche seeks, desires and acts upon on many levels. Hilton Head Island epitomizes many things: luxurious living, world-class amenities, a safe and welcoming environment for the entire family—and, yes, it is also blanketed in the word f-u-n, as in “We had fun on the beach,” or “Riding horses at Lawton Stables was fun,” or “Bicycling through the Sea Pines Forest Preserve was fun.” Fun, as defined in this article, is more than miles of beautiful beaches, lazy days, moonlit nights that illuminate the surf, wooden rope swings over the creek,…
Hilton Head Island is known for many things and carries with it the hard-earned and meticulously guarded accolades that world-class resorts tout in their marketing brochures. Indeed, Hilton Head is unparalleled in its natural beauty and its twelve miles of sun-soaked, pristine, white sand beaches meandering along the Atlantic Ocean coast and around Calibogue Sound in Sea Pines to Port Royal Sound on the north end. Add to that our top-ranked tennis facilities and programs which are the envy of the country, bike paths that crisscross over land and water, hundreds of fine and casual dining options, and prime fishing in the calm inshore waters.